Is Swagbucks Safe? What You Need to Know About the Online Rewards Program

If you are looking for a new source of income with a job that you can do from home, you may have had your interest peaked by those sites offering you cash in exchange for filling out surveys. When you first come across these, you may be cautious and be wary of them being a scam. You are right to be careful with things you find on the internet as there are many scams and shady websites out there. However, we have found a site that gives you precisely what it advertises: quick cash for completing surveys online.

This company has been around for over a decade and has given over $300K in rewards, and give out, an average of 7000 gift cards a day. If it were a scam, they most certainly would not be doing numbers like that.

With millions of users from across the globe, the Swagbucks app is one of the top 100 apps in the Apple store Shopping category, with over 1.5K ratings averaging of over 4.5 stars. With numbers like this, the company is worth looking into.

How Does it Work?

Swagbucks is popular because it allows you to make money in several different ways. You can choose to complete online surveys, watch videos in your spare time, and even earn cash back from using their shopping portal.

The most lucrative to use Swagbucks is through their online surveys. Surveys vary in length of time they take and amount of payout they give.  For instance, some will take over 20 minutes, while other surveys may be completed in just 3 minutes or less.

The length and complexity of the survey will dictate your earning potential. Now completing surveys doesn’t sound very fun, we know. However, when you create our Swagbucks account, you can choose subjects that interest you. Not only that but as you answer surveys, Swagbucks can use the answers you give to choose surveys better geared towards you as an individual. It’s a somewhat intelligent platform as it adapts and learns from your responses.

For a full breakdown of these methods and more that are offered, check out this informative Swagbucks review.

How Do You Cash In?

After finishing each survey or video, you earn ‘Swagbucks.’ These can be cashed in for gift cards to major retailers like PayPal, Amazon, and more! You can use these gift cards to purchase things that you were already going to buy or splurge on a reward for all your hard work.

You can expect to get roughly $1 on a gift card for every 100 SwagBucks you earn, and the redemption rate is the same across the board here. This means that 500 SBs will get you $5, and you can use that for an Amazon gift card, PayPal or whatever you’d like. While the Swagbucks to dollar conversion is constant- keep an eye on the Rewards page. Occasionally, certain gift cards go on sale, and you can end up getting more cash value for fewer SBs.

There is another opportunity to cash in on the website. Swagbucks is a huge affiliate program. As in any affiliate program, these retailers that choose to partner with Swagbucks pay Swagbucks a commission when they bring in new customers. Instead of keeping all of that commission for themselves, Swagbucks shares a piece of that commission with you.

Swagbucks works with major brands like Walmart, Target, and retailers like Gap. You can log onto Swagbucks portal to find the percentage you will receive off of your purchase. Then, you have to click on the link to that website off of the Swagbucks portal, and you will have access to the percentage off your qualifying purchase.

The discounts off can be up to 10% which can and up saving you a ton. So, once you start using Swagbucks, be sure that every time you plan on buying something online-you check on Swagbucks to see if you can save. If you’ve installed the SwagButton, it’ll alert you anytime you’re visiting a site where you can earn SBs and save money.

Where is the Catch?

Well, there isn’t one. You do the work asked, you earn Swagbucks, and then you turn those swag bucks into gift cards. Most of the issues that users come across with Swagbucks fall onto the slow processing of rewards.

You can only redeem two rewards each day. This shouldn’t be an issue because unless you spend all day online and earn a ton of Swagbucks, you’re probably going to be well within this limit.

When you redeem your Swagbucks for a reward, you do not get your gift card right away. It can take as many as ten days to process, and when it’s done, you will get an email from the site notifying you that your gift card is ready. An important thing to watch- If you are planning on redeeming for PayPal rewards, you’ll need to make sure you’ve used the same email address for both accounts and verified your PayPal account. These PayPal transfers can also take 10 to 14 days just like the gift cards.

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You will also need to be cautious and avoid gambling your SBs. Swagbucks also offers sweepstakes for higher value gift cards. The entry fee for these sweepstakes is only a couple of SBs. However, these contests are hard to win, and because Swagbucks points are pretty hard to rack up as it is, so you’ll probably want to hold onto them for guaranteed cash.

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Now that you know the down low on Swagbucks, you should join! With great rewards, you can use on everyday purchases and little to no downfalls (except things moving slowly during the processing stage) its an easy way to earn money in your spare time.