5 Reasons Why You Need Camera Insurance


Today, smartphones have given a whole new meaning to digital photography. Almost everyone owns a smartphone, which means that people enjoy taking pictures with their precious devices. This is further evident with the popularity of image-sharing social media app Instagram. And how marketing on the platform actively involves high-quality and engaging photos. However, this doesn’t mean that the application of professional DSLR cameras has reduced to any extent today. In fact, when it comes to professional photography. And when images are required for marketing/promotional content, business websites, etc. then only high-end cameras are used. This brings us to the question at hand which is “why do you need camera insurance?”.

The following are some of the biggest reasons to get camera insurance for your prized camera in case you don’t have already:
  1. Humongous Cost of the Equipment

It’s no secret that DSLR cameras and accessories such as the lenses don’t come cheap. In fact, the cost of decent pro-level cameras starts at around $3,000 and can go as high as tens of thousands of dollars! That’s not including professional lenses that cost around $1,000 to $2,000 per piece. Maybe that’s why we don’t see many non-professionals buying them to fulfill their hobbies.

If you don’t want to lose your expensive photography equipment. It’s best to invest in a decent insurance cover. In fact, investing in camera insurance can easily be one of the best decisions of your life. If you wish to pursue photography for a long time, granted you get the policy from a trusted company.

  1. Livelihood at Stake

There are many reasons why photography is a great career choice. This is because it’s one of the few career options that take you to different beautiful places, allows you to work whenever you want, and earn you a decent amount of money if you specialize in a particular form of photography such as wildlife photography or sports photography.

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If you depend on photography to make a living, then you have a good reason to get your camera insured. This is because if in an unfortunate event your equipment gets damaged or lost, then your insurance provider can cover the damages so that you can have a fresh start.

  1. Sharing Shouldn’t be a Problem

Having expensive and quality photography equipment means that your friends and relatives like to borrow it every once in a while when they go on a vacation or to finish a school/office project. You obviously can’t say no to them, at least not every single time. So, what can you do to lend your equipment without constantly worrying about it later? Again, this is where camera insurance can be of huge help. Once your equipment is covered, you can share it with anyone you want as damages by other people are also covered by many insurance products.

  1. Personal Accident Cover

Accidents can happen no matter how careful you are, and they can happen even when you are using your camera. However, with a good camera insurance plan, you can enjoy personal accident coverage up to thousands of dollars at a small price.

  1. Special Benefits

Just like other domains, photography has its own selection of challenges that non-photographers don’t know of. Insurance providers are aware of these which is why they cover a wide range of problems that are particular to photographers around the world. For instance, you may get cover for your equipment when it’s left in an unattended car, data recovery coverage, worldwide support (helpful if you are a travel blogger/photographer), etc. These perks can make your life much easier and convenient.

It’s Not Too Late

You have to be brave and really into the art of photography if you want to be a successful photographer. However, a lot of unnecessary effort and time can be saved if you just take a few right steps along your journey. Investing in a good insurance plan is undoubtedly one of them. So, if you don’t have cover already, no time is better than any. The question is- when are you going to take the first step?